Using Your Superannuation for Dental Work
500+
Successful Applications
10-14
Days Average Approval
95%
Approval Rate
$15K
Average Amount Released
Don't Let Cost Stop You From Getting Essential Dental Care
The Australian Government allows early access to super through the Early Release of Superannuation (ERS) scheme, administered by the ATO, for procedures that prevent or alleviate chronic dental pain or dysfunction.
This includes treatment for yourself or a dependent, such as a child or spouse. Common eligible procedures include oral surgery, implants, dentures, and other treatments needed to restore normal function.
If you've been putting off dental work because of the cost, you may be eligible to use your super for dental work.
Using Super For Dental: Who Is Eligible?Who Is Eligible?
To apply for early release of superannuation for dental treatment, you must meet these ATO criteria:
The dental treatment must be medically necessary (not cosmetic)
You must not be able to afford the treatment without accessing your super
You must provide evidence from a dental practitioner and a registered medical practitioner
The treatment must relate to either you or a dependent (such as a child or partner)
What Treatments Are Covered By Dental Superannuation?
Common treatments covered under super for dental treatment include:
Oral Surgery
Wisdom tooth removal and other necessary surgical procedures
Dental Implants
Replace missing teeth and restore function
Crowns & Bridges
Repair and restore damaged or missing teeth
Dentures
Full or partial dentures for tooth replacement
Orthodontics
Restore chronic dysfunction & occlusion
Full Rehabilitation
Comprehensive treatment for multiple dental issues
Note: While cosmetic procedures like whitening or veneers aren’t approved, treatments that impact your ability to eat, speak, or manage pain are typically considered.
Real Success Stories
See how using super for dental work has transformed our patients' lives
Single Parent Gets Relief
$4,500
Dental Implants
Emily, a single mother of two, had been dealing with severe tooth pain for months but couldn't afford the implant procedure. Through the super early release program, she accessed $4,500 from her superannuation and completed the treatment within 3 weeks of approval.
Now pain-free and able to focus on her family and work without constant discomfort.
Retiree Restores Smile
$12,000
Full Mouth Rehabilitation
John, 58, needed extensive dental work but was concerned about costs affecting his retirement plans. Using super for dental, he accessed $12,000 for a full mouth rehabilitation, including multiple crowns and bridges.
Completed treatment in stages over 4 months, regained confidence, and can enjoy meals with family again.
How the Application Process Works
At Elevate Dental, we've streamlined the dental superannuation process by partnering with SuperCare Dental.
Initial Consultation
We assess your needs and provide a detailed treatment plan and cost estimate
Supporting Documentation
This includes medical evidence, your treatment proposal, and a quote
SuperCare Submission
Their team helps you submit your application for ATO review
ATO Assessment
The Australian Taxation Office reviews your documents (10-14 business days)
Funds Released
Once approved, your super fund releases the money directly
Treatment Begins
With finances sorted, you can get the care you need without delay
Fast Approval
Most approvals come through in 10-14 business days
Required Documents
SuperCare can help guide you through collecting and submitting these documents
A detailed dental treatment plan and written quote from your dentist
A supporting letter from a registered medical practitioner (such as your GP)
A completed Compassionate Release of Superannuation (CRS) form
Proof of identity and relationship (if applying for a dependent)
Why Choose To Use Super for Dental Work?
Early Intervention
Avoid worsening oral health by addressing issues early
Pain Relief
Minimise pain and discomfort from ongoing conditions
No Loans Required
Cover major dental expenses without taking out a loan
Family Support
Support family members who need urgent care
What Our Patients Say
Real stories from patients who accessed dental superannuation for treatment
"I was able to get my dental implants done using my super. The team at Elevate Dental made the whole process so easy and SuperCare handled all the paperwork. Couldn't be happier!"
Sarah M.
Blacktown
Dental Implants
"On the day of the surgery, I was once again impressed by the level of care provided by the dental assistants and nurses. They made it their priority to create a comfortable environment, ensuring that I felt relaxed and supported throughout the entire process... Dr Berwyn and his team's expertise shone through during the surgery. The procedure was efficient, and I experienced minimal discomfort."
Alan O.
Mount Druitt
Dental Implants & Wisdom Teeth
"I recently had three teeth removed, including two wisdom teeth, and I couldn’t be more impressed with my experience at Elevate Dental - Dr Berwyn. From the initial consultation to the procedure, everything was handled with exceptional care and professionalism. The dentist was incredibly patient, caring, thoroughly explaining each step of the process. What amazed me the most was the efficiency, the entire extraction took only 35 minutes."
Nilakshi L.
Seven Hills
Wisdom Teeth Removal
Ready to Get Started?
Speak to the team at Elevate Dental. We'll assess your eligibility, explain the next steps, and connect you with SuperCare Dental to start the process of using your super for dental.
Contact Us
Call Us
(02) 9090 4286Email Us
info@elevatedentalgroup.com.auWe also support patients seeking dentists in Blacktown and the surrounding areas such as Seven Hills, Mount Druitt, Doonside, Kings Langley and Woodcroft.Â